Pockit: Bank Card Alternative 2.7.6

Pockit: Bank Card Alternative 2.7.6

Pockit Ltd  ❘ Freeware
Android
out of 16866 votes
Latest Version
2.7.6
Safe to install
EXCELLENT User Rating

Pockit offers a mobile banking alternative by providing a prepaid contactless Mastercard® to users. This solution grants access to online banking benefits, with the added advantage of bypassing the credit checks typical of other banking applications.

Users can top up their account through various means such as cash, bank transfers, or debit cards. The platform allows for money transfers through direct debits, Google Pay™, and international payments spanning over 55 countries. Members can also enjoy cashback rewards and have the opportunity to work on building their credit score, with the potential for accessing credit in just three months.

Highlighted features that have attracted over 900,000 users to Pockit include instant access to card details for digital banking and online shopping, early pay transfers at no extra cost, and immediate UK account number allocation.

Other key elements of the app include instant spending alerts and balance updates, bill management options, PayPal top-ups integration, up to £100 cash advances before paydays, and a credit score improvement tool. Users can also perform international money transfers at favorable exchange rates while traveling.

Furthermore, Pockit offers credit-building opportunities and access to credit without hard credit checks. It enables users to borrow up to £500 after three months at 0% interest, repayable in three monthly installments with a small flat fee.

The platform provides an online bank account management style, allowing users to lock their cards if lost, manage up to £10,000 in their accounts, and easily share account alternatives with friends or family.

Rewards such as exclusive deals on broadband, TV, and mobile services, weekly prize draws of £250 for card usage, and 15% cashback from leading retailers like Sainsbury's and Argos enhance the user experience.

Pockit stands out as an accessible alternative for individuals with low credit or no credit history, including newcomers to the UK, with no subscription fees required. The only prerequisites are a valid birth certificate and other forms of identification typically not accepted by online banks.

With a quick application process that doesn't involve a credit score check, users can embrace a more straightforward and rewarding form of online banking within minutes.

Overview

Pockit: Bank Card Alternative is a Freeware software in the category Business developed by Pockit Ltd.

The latest version of Pockit: Bank Card Alternative is 2.7.6, released on 07/12/2025. It was initially added to our database on 09/27/2024.

Pockit: Bank Card Alternative runs on the following operating systems: Android.

Users of Pockit: Bank Card Alternative gave it a rating of 5 out of 5 stars.

Screenshots (Click to view larger)

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